Privacy Policy

Privacy Policy for The Dividend Academy

Effective Date: 21/05/2026
Last Updated: 21/05/2026

Financive Limited ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you enroll in or use The Dividend Academy ("the Course") and our website ("the Site"). By accessing or using the Course or the Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect various types of information when you interact with the Course and the Site, including:

1.1 Personal Information

• Contact Details: Name, email address, phone number, billing address, and other contact information you provide when enrolling in the Course or signing up for newsletters.
• Payment Information: Credit card details, billing information, or other payment data processed through our third-party payment providers.

1.2 Usage Data

• Course Interaction: Information about your use of the Course, including the modules you access, progress, quiz results, and any feedback or questions you submit.
• Device Information: Details about the device you use to access the Site or Course, such as your IP address, browser type, device type, operating system, and unique device identifiers.

1.3 Cookies & Tracking Technologies

• We use cookies, web beacons, and similar tracking technologies to enhance your experience, remember your preferences, and analyse site traffic. 

2. How We Use Your Information

We use your information for the following purposes:

• Providing and Improving the Course: To deliver the Course content, track your progress, provide customer support, and enhance your learning experience.
• Processing Payments: To process payments, manage billing, and handle transactions.
• Communication: To send you course updates, newsletters, marketing communications, and other information that may be of interest to you. You can opt out of marketing emails at any time.
• Analytics & Research: To analyze your usage patterns, improve the Course and Site, and develop new products or features.
• Legal Compliance: To comply with legal obligations, enforce our Terms of Service, and protect our rights and interests.

3. How We Share Your Information

We may share your personal information with third parties in the following circumstances:

• Service Providers: We work with third-party service providers (e.g., payment processors, hosting providers, email marketing platforms) who assist us in delivering the Course and operating the Site. These providers have access to your information only as necessary to perform their functions and are bound by confidentiality agreements.
• Affiliates & Partners: We may share your information with affiliates or partners in connection with the Course, such as when you access affiliate links. We do not control the privacy practices of third-party affiliates and encourage you to review their privacy policies.
• Legal Requirements: We may disclose your information if required by law, regulation, court order, or in response to a legal request, or to protect our rights, property, or safety.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction, subject to confidentiality obligations.

4. Affiliate Links Disclosure

Our Course may contain links to third-party websites or products that are affiliate links, meaning we may receive a commission if you make a purchase through these links. These third parties may collect your data when you click on their links or make a purchase, and their privacy practices are not governed by this Privacy Policy. We recommend reviewing their privacy policies before engaging with their services.

5. Data Security

We take reasonable measures to protect your personal information from unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. When we no longer need your data, we will securely delete or anonymize it.

7. International Data Transfers

If you are accessing the Course from outside your own jurisdiction, please be aware that your information may be transferred to, stored, and processed in countries where data protection laws may differ from those in your location. We take steps to ensure that your data is protected in accordance with this Privacy Policy.

8. Your Data Protection Rights (UK GDPR)

Under the UK General Data Protection Regulation (UK GDPR), you may have the following rights regarding your personal data:

• The right to access the personal data we hold about you.
• The right to request correction of inaccurate or incomplete data.
• The right to request deletion of your personal data where applicable.
• The right to restrict or object to certain types of processing.
• The right to request transfer of your personal data to another provider.
• The right to withdraw consent at any time where processing is based on consent.
• The right to lodge a complaint with the Information Commissioner’s Office (ICO) at https://ico.org.uk if you believe your data rights have been breached.

To exercise any of these rights, please contact us using the details provided below.

9. Legal Basis for Processing

We process your personal information under the following lawful bases under UK GDPR:

• Contractual Necessity — where processing is necessary to provide access to the Course, manage your account, or process payments.
• Consent — where you voluntarily subscribe to marketing emails, newsletters, or other communications.
• Legitimate Interests — where processing is necessary to improve the Course, analyse usage data, maintain security, or develop new features.
• Legal Obligation — where we are required to process or retain information to comply with applicable laws or regulatory obligations.

10. Cookies & Consent

We use cookies and similar tracking technologies to improve your experience, analyse traffic, and understand how visitors use the Site and Course.

Where required by law, we will request your consent before placing non-essential cookies on your device. You can manage or disable cookies through your browser settings or via our cookie consent banner.

Please note that disabling certain cookies may affect the functionality of parts of the Site or Course.

11. Children’s Privacy

The Dividend Academy is intended for individuals aged 18 and over. We do not knowingly collect personal information from children under the age of 18. If we become aware that we have collected personal data from a child without appropriate consent, we will take steps to delete that information promptly.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, you can contact us at:

Financive Limited
Email: [email protected] 

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Effective Date” will be revised accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.